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यूपीआई 123 पे service by RBI भारतीय रिजर्व बैंक की ओर से ‘यूपीआई 123 पे’ सेवा की शुरुआत करने से देश के करीब 40 करोड़ फीचर फोन उपयोगकर्ता डिजिटल भुगतान प्रणाली से जुड़ जाएंगे। यह फीचर फोन उपयोगकर्ता बिना इंटरनेट और बिना स्कैन डिजिटल भुगतान कर सकेंगे। डिप्टी गवर्नर टी रविशंकर का कहना है कि इस समय फीचर फोन उपयोगकर्ताओं के लिए यूपीआई सेवाएं यूएसएसडी के आधार पर उपलब्ध हैं। लेकिन यह काफी बोझिल है और सभी मोबाइल ���रिचालक ऐसी सेवाओं की अनुमति नहीं देते हैं। फीचर फोन उपयोगकर्ता अब चार तकनीकी विकल्पों के आधार पर कई तरह के लेनदेन कर सकते हैं। इनमें आईवीआर (इंटरैक्टिव वॉयस रिस्पॉन्स) नंबर पर कॉल करना, फीचर फोन में ऐप की कार्यक्षमता, मिस्ड कॉल आधारित विधि और ध्वनि आधारित भुगतान शामिल हैं। इससे धन भेज सकते हैं, विभिन्न बिलों का भुगतान कर सकते हैं। वाहनों के फास्टैग को रिचार्ज करने तथा मोबाइल बिलों का भुगतान होगा। ध्वनि:  फीचर फोन धारक ध्वनि-आधारित भुगतान कर सकेंगे। इसमें किसी भी उपकरण पर संपर्क रहित, ऑफलाइन और निकटता डेटा संचार को सक्षम करने के लिए ध्वनि तरंगों का उपयोग होता है। मिस्ड कॉल :...

Indian Gold Exchange Market NEW GOLD EXCHANGE PROPOSED BY SEBI It will transform the way GOLD is TRADED What's the process of Gold Exchange?  Physical Gold to be converted to EGR - Electronic Gold Receipt.  Depositories will inform exchange about EGRs Clearing corporations will settle the trades EGR will be converted to physical Gold Buyers will get it by tendering EGR. WHY this GOLD EXCHANGE : TO TRASNFORM INDIA INTO A CONTROLLING POWER OF GOLD PRICE AND TRACK GOLD IN INDIA. 1. क्या है गोल्ड एक्सचेंज ? गोल्ड एक्सचेंज सेबी का नया प्रपोजल है जिसमे देश में होने वाले गोल्ड ट्रांसक्शन को एक  एक्सचेंज के अंदर लाया जाएगा यह सेबी  एक प्रपोजल पेपर है. इस प्रपोजल के हिसाब से देश में होने वाले गोल ट्रांजैक्शंस के लिए इलेक्ट्रॉनिक गोल्ड रिसीव क्रिएट की जाएंगी। इनको EGR कहा जायेगा। EGR अलग अलग  अमाउंट के लिए  गोल्ड रिसीव क्रिएट  जाएंगे मतलब 5 ग्राम 10 ग्राम और 1 तरीके से स्माल  खरीदारी के लिए  के लिए भी. EGR के ज़रिये ट्रेडिंग कैसे होगी ? इस प्...

CORONAGUARD DEVICE FOR CORONA A powerful but small device that attacks and disables Coronavirus from infecting people under the Brand name Forbes CORONAGUARD (Powered by SHYCOCAN). It Reduces infection Salient features: Conceptualised and made in India  Attacks, detects, disables and protects against 99.9% Corona  Chemical free, odour free, stain free and no side effects Easy to install   One Device covers 1000 sqm Area It gives high energy photons.  If COVID Patient sneezes in Room and you are close to it, then you can also protected. No need of Mask. What is Does : Attacks and disables 99.99% Coronavirus, including SARS-CoV-2, in the air and surfaces, within closed walls. It can used in closed spaces in places of Health care facilities, Grocery and essential stores, restaurants, hotels, schools, colleges, gymps, places of worship, residential corporate industrial among others.

ased on the  analysis and discussion with  both auditee and auditing organisations , CERT-In has prepared the guidelines applicable for both auditee and  auditing organisations to conduct quality cyber security audits in pandemic situations. GUIDELINES FOR CONDUCTING CYBERSECURITY AUDITS IN THE PANDEMIC INDUCED DISRUPTION Indian Computer Emergency Response Team (CERT-In) has created a panel of cybersecurity auditing organizations for conducting cybersecurity audits, including compliance audits, vulnerability assessment and penetration testing of computer systems, networks & applications of various organizations of the Government and those in other sectors of Indian economy.

Fake UPI IDs circulated on the pretext of "Prime Minister's Citizen  Assistance and Relief in Emergency Situations Fund" CERT-In has tracked several fake UPI IDs which are similar to the UPI ID used by the "Prime Minister's Citizen Assistance and Relief in Emergency Situations  (PM-CARES) Fund" - pmcares@sbi Following are some of the fake UPI IDs which have been observed: pmcares@pnb pmcares@hdfcbank pmcare@yesbank pmcare@ybl pmcare@upi pmcare@sbi pmcares@icici It may be noted that the genuine UPI ID is "pmcares@sbi"and registered account name is "PM CARES". It is advised that citizens may verify the UPI ID and registered name before making any donations. For further details of PM CARES fund, citizens and organisations are advised to visit the website pmindia.gov.in . PM CARES 1. Citizens and Organizations can go to the website   pmindia.gov.in   and donate to PM-CARES Fund. 2. Cu...

Screen Sharing Fraud is a new way for online scammers to gain access to your personal and financial information. Fraudsters are on a lookout to defraud by convincing you to download a third party application and get full control over your device. Protect your SBI Card from frauds SCREEN SHARING FRAUD: WHAT IT IS? Screen Sharing or Mirroring App Fraud is a new scam where Fraudsters ask users to install a third party screen-sharing application in order to assist you online or to update some documents. These apps may or may not be malware, but they do grant complete access of your device to the scammer. There are hundreds of free screen-sharing application available all over the internet. These apps were originally used by engineers to fix issues on a phone/computer from a remote location. These apps allow full access and control to the user’s device. HOW IT WORKS? Fraudster approaches the user imposing to be from a financial institution/bank or an online service ...

Kisan Credit Card Scheme - Apply online Kissan Credit Card KCC is now ready to enroll more and more farmers, In order to add more farmers from Animal Husbandry and fish farming side, the govt is giving an option to the farmers to Apply for KCC through Online. Earlier the process was that Farmers go to Bank for their Application process. Recently in the meeting of SLBC - State level Bankers committee, this decision was taken. A target for 10 lakh farmers has been given to the bank . Online process will ease the process for the farmers and will cut off the false documentation. For Apply for KCC - Click Here KISAN CREDIT CARD SCHEME FEATURES Features and benefits Get interest at saving bank rate on credit balance in KCC account Free ATM cum debit card (State Bank Kisan Card) for all KCC borrowers Interest subvention @2%p.a.is available for loan amount uptoRs. 3 Lacs Additional interest subvention @3% p.a.for prompt repayments notified crops / n...

Tax Rules changed  -  Now its easy to have Home With the effect of the financial year 2019-20, Its now quite easy for the Public of India. Rebate has been provided in the year Income Tax Slab. National Pension scheme (NPS) is now more Interesting. Here we have extracted top ten points for all of you to know in the upcoming financial year. No Tax up to Rs. 5 lakh - In the new financial year 2019-20, You have your income in the range within 5 lakh then you are exempted to give tax. No Tax on Second House - If you have two houses and second one is vacant then it will be considered as occupied by you, and no liable to pay any tax. Rs. 50,000/- is the New Tax Deduction Limit - Earlier it was Rs. 40,000/-. TDS range has been extended from 10,000 to 40,000. It means that you are free to earn interest from Bank, Post office. GST has been lowered down so, now its easy to buy Home as 5% tax will be imposed on the under construction houses inspite of 12%. If you have Phys...

FAST PREPARATION FOR ADDING THE  CRIME AND CRIMINAL TRACKING NETWORK SYSTEM IS GOING ON. ALL THE POLICE STATIONS WILL BE CONNECTED TO NATIONWIDE NETWORK SYSTEM TILL 2019.   DRILL ·          FROM   F.I.R. TO WARRANT   WILL BE ONLINE. ·          FORENSIC SCIENCE LABORATORY WILL ALSO BE ADDED.   1064 POLICE STATIONS IN THE BIHAR STATE ARE NOTIFIED TO GET ADDED .

Find your Virtual Aadhar ID Present time Aadhar is facing lots of challenges and security Issues.Well, Aadhar system is going to modify itself soon. A new layer of security over Aadhar will make it more secure and reliable.  User will need to create Virtual ID for each transaction and procedure they will made in lieu of Aadhar. Any one can create by going over UIDAI website. This 16 digit code will define to KYC. A user can create any much Virtual ID as much as they want and last one will be auto cancelled.

Mobile Verification with Aadhar In India, we have now only Aadhar required for all verification and Government has decided to link all Mobile Numbers with Aadhar so that Instant Verification should be done an Crime should be stop even all the Information should be directly given to the people of India on their Mobile. Presently If you have to Link Aadhar with Mobile then have to visit Respective Mobile Stores for it. In the Store you have to give your Aadhar Number and Thumb Impression for that. Since India we have lots of old citizens and Disable. That's why Government has given an order to start a Home based Application or service from Telecome companies to ease the process of connecting Mobile with Aadhar with a simple OTP Process. For Aadhar Re-verification the facility of OTP will be given. If you have Aadhar with one Mobile Number on that then it will be verified with a simple OTP. well, Government has given order to start online service for Re-verification o...

Bharat Bill Payment System (BBPS) is now live on the Digital Seva Portal. All  are requested to make the mobile, electricity and other utility bill payments through the BBPS Platform. BBPS, a One-stop access has multiple modes of payment and provides instant confirmation of payment via an SMS or receipt. BBPS also offers myriad bill collection categories like electricity, telecom, gas, DTH, water bills etc. through a single window. As a Bharat Bill Payment Operating Unit (BBPOU), CSC will be able to connect with the centralized BBPS which makes a number of BBPS services available to you and further enables your customers to pay their Electricity, Water, Gas, DTH and Mobile bills Benefits to operate on BBPS Platform: Convenience, Time Saving, Uniform experience and flexibility of payment channels. Reliable service with high degree of trust and security. Transparent pricing with instant payment confirmation. Unified Grievance handling.

Railway will publish an App named “HIND RAIL” The Indian Railway is going to launch a mega App to get every information related to trains.The name “HIND RAIL” has not been finalized yet. Through this smartphone application, people can inquire trains information e.g Arrival-Departure,Delay Time,Cancelled Trains,Platform No.,Running Status and Berth availability at one place (Hind Rail App).  They can book Taxi,Retiring room,Hotel,Tour Package,E-catering services etc…through the app.And People can get exact delay time of a particular train with the help of this app.This App will be launched in June’2017 as said by an official.

State Bank of India ATM Response Code When we use ATM of State Bank of India with its or, sister ATM or of other Banks then we usually get the message with several error. Every error has some Response code and pertending to some sort of Message. Here are the Description of the Response code you always receive.

SBI NEW RULES FROM 1st APRIL'17 1. Minimum 3 times deposit free in your account, After more then 3 times deposit you will pay 50/- per deposit. 2. Minimum 5000/- balance maintain in metro city branch account holder. 3. Minimum 3000/- balance maintain in city/town branch account holder 4. Minimum 2000/- balance maintain in semi urban area branch account holder. 5. Minimum 1000/- balance maintain in villages branch account holder. 6. If you not maintain minimum amount in your account you will pay up to 200/- + extra surcharge.(depending on how many days).

EPFO has the most complex paper projects and till today its facing problem in its management, but finally online portals is going to start for the withdrawal of Pension Funds and Paper work. Now we can withdraw Provident Fund and do Pension Fixation online  . Employee Future Fund Organization (EPFO) says that they are going to start online portals for withdrawal of PF and Pension Fixation . This step of EPFO would  relieve People and  its employees in Paper work  as well .This service is going to start in May’2017. Currently there is one crore Paper Documents regarding PF withdrawal , pension fixation ,Group Insurance Money for Ex Employees.According to a official, Departments of EPFO are going to link with Central Server .With start of this Portal, applications  regarding  PF Withdrawal ,Pension Fixation and other services are submitted online and EPFO will resolve each query within some hours .Recently ,more than 50 Regional Departments  ...

" The internet is waiting for its future Web Ranger. So we've pushed the last date of entries to 20th January." Web-Rangers is an initiative that brings together teenagers from across the country to spread awareness about cyber safety and have them create their own campaigns, promoting safe use of the internet.This is the official entry form of the  Google Web Rangers India Contest.. The closing date for receipt of entries by Google has been extended till 20th January 2017, midnight (IST).

Aadhar is now Primary Identity proof Government is preparing for making Aadhar Card as primary identity proof for opening bank account, withdrawling money from ATM and digital payment. This system can be implemented soon under Aadhar Act. Section – 57. Aadhar Implementation with your  Bank Account - Now its mandatory For the implementation, it will be rectify in PMLA. Chief Ministers Council constituted by Niti Ayog is also agreed for making Aadhar as primary Id.